/* FineTech Merchant Pre-App Funnel - minimal styles */
.ft-preapp{max-width:760px;margin:24px auto;padding:18px;border:1px solid #e6e6e6;border-radius:14px;background:#fff}
.ft-preapp__title{margin:0 0 10px;font-size:24px}
.ft-preapp__progress{margin:10px 0 18px}
.ft-preapp__progressbar{height:8px;background:#eee;border-radius:999px;overflow:hidden}
.ft-preapp__progressbar span{display:block;height:100%;width:0;background:#0d004c}
.ft-preapp__progressmeta{margin-top:8px;font-size:14px;color:#444}
.ft-step{display:none}
.ft-step.is-active{display:block}
.ft-step h3{margin:0 0 10px}
.ft-step label{display:block;margin:12px 0;font-weight:600}
.ft-step input,.ft-step select,.ft-step textarea{width:100%;box-sizing:border-box;margin-top:6px;padding:10px 12px;border:1px solid #d8d8d8;border-radius:10px;font-size:16px}
.ft-grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
@media (max-width:720px){.ft-grid3{grid-template-columns:1fr}}
.ft-actions{display:flex;gap:10px;margin-top:18px}
.ft-btn{padding:10px 16px;border-radius:12px;border:0;background:#0d004c;color:#fff;font-weight:700}
.ft-btn.ft-back{background:#111}
.ft-btn:disabled{opacity:.6}
.ft-status{margin-top:12px;font-weight:700}
.ft-status.is-error{color:#b00020}
.ft-req{color:#b00020;font-weight:800}
.ft-check{display:flex;align-items:flex-start;gap:10px;font-weight:600}
.ft-check input{width:auto;margin-top:4px}
.ft-fieldset{border:1px solid #eee;border-radius:12px;padding:12px;margin:12px 0}
.ft-radio{display:flex;align-items:center;gap:10px;margin:8px 0;font-weight:600}
.ft-radio input{width:auto;margin:0}
.ft-success{max-width:760px;margin:24px auto;padding:18px;border:1px solid #e6e6e6;border-radius:14px;background:#f8fff8}
.ft-help{display:inline-block;margin-left:6px;width:18px;height:18px;line-height:18px;text-align:center;border-radius:50%;border:1px solid #999;font-weight:800;font-size:12px;cursor:help;user-select:none}
.ft-subhead-red{margin:6px 0 14px;color:#b00020;font-weight:800}