Now, with Apple PayTM, consumers are ready to tap and pay anywhere contactless payments are accepted. First Data continues to drive innovation with powerful, integrated solutions so financial institutions and merchants of all sizes can bring new and exciting contactless payment options to their customers safely, securely and effortlessly.
More secure payments.
Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.